February 2019 – Credit POC

The Truth about Credit Repair Programs

Posted on February 26, 2019 by blogger

Today, everyone has incurred large amounts of debt that seems impossible to bring back down to zero. With all the credit card companies sending pre-approved invitations it can be hard to turn them down, especially when the money is needed. In time those decisions to join end up being a pain on your shoulder that does not seem like it will ever go away.

Are there companies that can truly help you get out of debt? There is, but research should be done before deciding to use one of the services or products offered in the market. Some software products are just copied software from another and then modified just enough to become a new product to sell. I found a product that claims their product cannot be copied. This unique product is turn-key unlike others that have a hundred to three hundred of confusing pages to read before attempting to use. This is a software product and not just and e-book. If you would like to check it out then click on this link,

Helpful tips to help get your debt under control-

Talk with all the members of the family involved with the finances and spending. Everyone must agree to reduce spending until the debt is under control.

Contact credit companies to see if your interest rate can be lowered.

If choosing to keep accounts open, do not carry cards with you.

If more that 15% of income is in debt payments, seek out help from debt help programs.

Having debt can be highly stressful and take up much time in your life. This can prevent you from having fun and feeling free. Knowing that you owe thousands of dollars to credit companies can cause you to feel like there is no end to the road you are on, or that you cannot see yourself paying it off. At this point anything can help right? Sit down and start small, make some positive goals and write them down. Getting rid of all your debt overnight is impossible, unless you win a huge lottery. So planning will play an important role on how you will decrease your debt. If there was programs and companies that claimed they can help decrease your debt and cut the time in half or less, would you be interested? It does not hurt to check out some programs to see if they can deliver the result you would like so you can start living debt free.

Thank you and good luck with getting rid of your debt for good! For more information on the software mentioned earlier click on this link Some top programs can be found at www.reviewtopwebsites.com

Is Credit Repair Easy Discover the Straight Scoop on Fixing Your Credit Fast

Posted on February 21, 2019 by blogger

In this article we are going to take a quick look at the difficulty level of fixing your credit if it’s taken a few hits. Lots of people who start down the financial restoration path want to know if credit repair is easy BEFORE they do. And I can certainly understand why – I mean…who wants to spend a huge amount of time on an impossible task, right? If you believe all of the nonsense out there about credit repair being IMPOSSIBLE, it’s no wonder that so many folks simply give up before they even get started! If that sounds like you, continue reading on below BEFORE you make a mistake you very well MAY regret later! Read on.

How Hard is Credit Repair Anyway? The Good, the Bad and the Ugly

Believe it or not, the first stages of fixing your credit are actually VERY easy to do. There is a very simple process in place for disputing negative items on your report, and a pretty straightforward process for their removal. I’ll go as far as to say that the first round of disputes, it doesn’t matter if you have F. Lee Baily on your side, OR you are handling the whole thing on your own!

Where the process goes up a bit in terms of difficulty is when you start moving into the medium to late level stages of challenging information. If your credit is really bad to begin with (a mature score UNDER 640) you are most likely going to need more than a few dispute letters to get the job done. The late inning strategies are TRULY where a credit repair specialist distinguishes him or herself, and the experience of a great guide or course can be an invaluable aid. As time passes, the difficulty goes up exponentially….and the stakes get higher the closer you get to a fantastic credit rating…but of course, it’s MORE than worth it to get there!

And Remember….Credit Repair is NOT difficult. Living with Bad Credit though…CERTAINLY IS.

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Do An Itc Check To Monitor Your Credit Record

Posted on February 17, 2019 by blogger

By doing an ITC check on yourself, you can determine if your credit record has a good credit score or not. Obtaining a good credit score can be difficult, but maintaining it is even more difficult. By checking your ITC credit report regularly, you will know where you stand.

It might sound like a difficult task, but obtain your credit report from the ITC credit bureau is easier than you think. It’s a very important step in make sure your credit record is kept in a perfect condition. You need to be able to monitor it on a monthly basis as this will help you take the necessary steps when you see it is starting to fall below optimum.

If you’ve been denied credit based on your credit report from ITC, it’s all the more reason to perform an ITC check on yourself. This allows you to monitor your credit record and at the same time figure out what is the best course of action to take in order to fix it. Most of the things that can be wrong on your credit report is easy to rectify once you know about it. That is why monitoring your record is so important.

Also remember that if you had a bad credit record in the past, and bankruptcy was imposed, it must be removed from your credit report after 10 years. Late payments need to also be removed after 7 years. This means that if you had a bad credit record in the past, after time has past it should be fixed and removed again. Credit reporters don’t always do this though, but you will pick this up if you do an ITC check on yourself and keep record of your previously issues with credit reporters.

It doesn’t take much time to request an ITC check on yourself or do read through the information provided. In fact, the credit report normally shows a lot of easy to understand information and based on that you will be better informed about what your current credit record looks like.

Another very important reason to regularly do an ITC check on yourself is to monitor for signs of identity thefts. It’s easy to spot these on the report because you’ll remember not applying for credit at certain credit providers.

Keep yourself from bad spending habits and regularly do an ITC check on yourself to monitor your progress and you will soon have a perfect credit score on your ITC report.

Loans Against Bank Guarantees, Letters Of Credit, Cmo’s And Medium Term Notes

Posted on February 10, 2019 by blogger

StoneRock Capital Group, LLC culture emphasizes teamwork and collaboration. As a meritocracy we reward talent and innovation rather than position, and encourage development. We apply an intellectual rigor to every.

For many business owners, the prospect of borrower money by means of non-conforming loans can be enticing – reaping the rewards of years of hard work, to take advantage of a high point in the market, perhaps looking forward to enjoying retirement – but the process of finding a suitable lender can also seem daunting. Regardless of your reason or reasons for considering a loan, StoneRock Capital Group, LLC is the right firm to help you achieve your objective.

One of our current loans programs is designed for those who have bank instruments:

Term 1-3 Years Terms
Lending Area Worldwide
Collateral Type Standby Letters of Credit, Bank Guarantees, Medium Term Notes Collateral Debt Obligations (‘CMO’)

Loan Size $30 Million and up
Interest Rate Between Libor plus 3 Basis Points to Libor plus 5 Basis Points
Amortization Interest Only with no prepayment penalty
Loan to Value 40% to 95% Depending on Instrument
Funding Fee Between 0% and 2% taken at closing
Closing Terms Closing as fast as 2 days
Fees: NO FEES

NOTES: Larger loans may have to be funded in tranches. We fund our loans within 12-72 hours of settlement of the bank instrument. Bank Instrument must be rate A or better, client must be in possession of the instrument (We do not accept leased instruments).

We offer business owners seven distinct options for exploring their non-conforming needs. In all cases, our professional team is dedicated to completing a successful transaction for your business.

StoneRock Capital Group, LLC is a private lending institution and investment company dedicated to closing short term non-conforming loans. StoneRock recognizes the fact that each borrower presents unique circumstances and therefore places emphasis on innovation and efficiency, while working closely with clients to ensure project funding. StoneRock does not charge up front fees, and delivers the highest fixed rates loan quality for non-conforming loans

Specializing in short term non-conforming loans, StoneRock is a leader in the realm of direct lending. With closing times typically within two weeks, StoneRock benefits clients that want to take advantage of opportunities requiring immediate action as well as clients that are facing financial crisis, such as foreclosure bailout or bankruptcy filing. Commitments are issued within 48 hours, providing our borrowers with assuredness that a banking partner is present. All origination fees, including the commitment fee, are paid at closing.

Get Quick Help with Bad Credit Loans

Posted on February 4, 2019 by blogger

There are several uncalled situations in life that require sudden outlay of funds. In such cases we rush to banks and apply for a loan but not everyone gets a loan. Before sanctioning a loan, banks always do a credit check but those who do not have a good credit score are usually left out. If you are one of those unlucky persons then don’t be disheartened, you can get cash even with bad credit. Bad credit loans are the best solution for you. A lot of people are not aware bad credit personal loans but under certain circumstances they can be very helpful. A lot of people think that once their credit score tumbles down they are no more eligible to get any help from the banks but remember if one door closes then another open up. There are several other places from where you can avail fund to meet emergency requirement. The amount may not be as generous as given by the banks but it is usually enough to cover most expenses. One of the best places to get bad credit loans is the internet as there are several lending institutions out there offering secured funds to people with bad credit scores. There are several private lenders available online who are offering bad credit personal loans. One of the biggest advantages of these online lenders is that the entire process is simplified and high secured. The entire process takes place online and is highly secured. Initially the applicant has to fill out a simple application form and submit it online. The lending company does a verification check and then cash is directly deposited in your account. Usually loans amounting to $150 to $1500 are given by private lenders and some of these lenders even offer multiple bad credit loans. Although there are several online lenders for bad credit personal loans but remember, not all of them are genuine. So before you sign up with a private lender online make sure that you conduct a thorough background check on the lender. Some of these online bad credit loans lenders are scams and dealing with them will only make you end up in more trouble. So before you apply for a loan talk to others and gather information on the reputation of the lender. There are several forums and discussion boards on the internet that can help you get the best bad credit loans.